To content

S.BON Credit rating

Credit rating scale information

Find a company Order form

Additional information:

+386 1 583 33 08

+386 2  235 25 27

anmhsdsd?`iodr-rh


 

The S.BON AJPES model classifies Slovenian companies (companies, cooperatives and sole proprietors) into 10 credit rating scores from SB1 to SB10 according to the credit risk, with SB1 as the highest score on the credit rating scale.The credit rating scores are defined on a scale of probability that at least one of the different types of payment default events will occur in a specific case (bankruptcy, winding-up, compulsory settlement, compulsory winding-up for company or cooperative, personal default or compulsory settlement of sole proprietor) in the following 12-month period after the date of the relevant financial statements upon which the credit rating score is based.


Ten credit rating scores (SB1 through SB10) represent categories of payers, and the non-payer category (company already in default) is represented with credit rating score SB10d. The probability of the occurrence of a potential payment default event is lowest with the credit rating score of SB1, increasing exponentially as we move towards the credit rating score of SB10.
 

Probability of default by credit rating scores

 

S.BON AJPES credit rating scale is compared with credit rating scales of big three credit rating agencies:

 

 S.BON AJPES
S&P
 SB1
A
 SB2
A
SB3
BBB
SB4
BBB
SB5
BBB
SB6
BB
SB7
BB
SB8
BB
SB9
B
SB10
CCC, CC, R,  SD/D

 *Credit rating scale S&P includes: AAA, AA, A, BBB, BB, B, CCC, CC, R, SD/D.

 

 

 S.BON AJPES
FITCH
 SB1
A
 SB2
A
SB3
BBB
SB4
BBB
SB5
BBB
SB6
BBB- or better
SB7
BB
SB8
BB
SB9
B
SB10
CCC, CC, C RD, D

*Credit rating scale Fitch includes: AAA, AA, A, BBB, BB, B, CCC, CC C, RD, D.

 

 

 S.BON AJPES
MOODY'S
 SB1
A
 SB2
A
SB3
Baa
SB4
Baa
SB5
Baa
SB6
Ba
SB7
Ba
SB8
Ba
SB9
Ba
SB10
B
SB10d Caa, Ca, C

*Credit rating score Moody's includes: Aaa, Aa, A, Baa, Ba, B, Caa, Ca, C.

 




COOKIE NOTIFICATION
We use cookies on our website. We have already installed the mandatory cookies that allow the site to function properly. To make the site as useful as possible, we would also like to install analytical cookies. Do you allow this?